Business Checking

The Credit Union offers free and preferred business checking accounts.

It's easy to keep a close eye on Credit Union Business Checking accounts 24/7 through online banking. Access account information, print check copies, check on all past transactions, set up automatic transfers, and much more.

Free bill pay allows you to schedule payments, set up automatic payments for recurring expenses, and save on stamps, checks, envelopes and gas used to go to the post office!

Features and Benefits

Free Business Checking

Preferred Business Checking

Minimum checking account balance*

$0

$0

Monthly fee

$0

$0***

Unlimited check writing

Yes

Yes

"Per check" fee

$0

$0

Balance required to earn dividends

N/A

$1,500

Free online banking access

Yes

Yes

Free bill pay

Yes

Yes

ATM access

Yes

Yes

Debit card available

Yes

Yes

Overdraft protection available

Yes

Yes

Monthly statements**

Yes

Yes

Preauthorized drafts available

Yes

Yes

  * Preferred accounts earn dividends with maintenance of $1,500 balance. Dividends not available with free account.  ** Statements available electronically through online banking.  *** No monthly fee on preferred business checking account if $1,500 balance is maintained.

Save

Business Visa® Credit Card

The Visa Platinum Credit Card is available for businesses, and comes with a low interest rate and easy online account management.

Features include:

  • Fixed interest rate
  • No annual fee
  • A generous grace period
  • No minimum finance charge
  • Inquiries and payments handled at local Credit Union branches as well as by phone
  • Manage accounts online through online banking. Automatic Visa Platinum payments can be set up from a business checking account.
  • ATM access
  • Choice of monthly online or paper statements

Business Loans

Term loans are used to finance the acquisition or modernization of a company's productive assets. They can be used for:

  • Vehicles and other business transportation
  • Purchase of machinery, equipment, furniture, and fixtures and to make leasehold improvements
  • Expansion or modernization of facilities

The loan term is determined by the productive life of the assets. For example, loans used to buy computers and office equipment will be shorter in duration than those used to purchase manufacturing equipment.

Flexible and affordable commercial real estate loans accommodate almost any need:

  • Commercial real estate
  • Acquisition and development
  • Land loans
  • Investment property
  • Construction loans

Merchant BankCard Services


Through a partnership with Total Merchant Concepts, the Credit Union offers a comprehensive system allowing businesses to accept all types of debit and credit cards.

Business Savings Accounts

Business Savings/Member-Managed Funds Accounts

Business savings accounts earn competitive dividend rates. The Member-Managed Funds Account provides the highest return on savings with up to six non-signature withdrawals allowed each month.