Checking Accounts

Open a checking account today and experience the difference.

Just a few simple steps!

  1. Open the Best Checking Package. Register for monthly eStatements and order free Credit Union checks.

  2. Receive an instant debit card. Upon qualifying, a Credit Union Visa® Debit Card will be issued on the spot.

  3. Change direct deposit. The Credit Union can change direct deposit to your new checking account or check with your employer. Either way, it’s easy! Click here for a direct deposit form.

  4. Reassign automatic payments and bills. Set up online account access, and then reassign any automatic bill payments to the new checking account.

Ask for complete details. Available to qualifying members. Best Checking includes eStatements. The Credit Union does not charge a fee for using foreign ATMs to make a withdrawal. Some of the above services require a check/debit card and/or a smart phone. Membership eligibility requirements apply.

  • No minimum balance
  • No monthly fee with eStatements (receive a paper statement for $2/month**)
  • Free Credit Union checks
  • Free online banking
  • Free Visa debit card with rewards*
  • Free bill pay
  • Free mobile check deposit available using a smart phone/scanner*
  • Free text-message banking message and data rates may apply
  • Free mobile app
  • Free direct deposit
  • Surcharge-free ATM access at 55,000+ worldwide locations
  • Overdraft protection with no transfer fee*
  • Centsible Savings Account available to save as you spend!

Reorder Checks

*Available to qualifying Members. Restrictions may apply. For more information, please contact a Member Service Representative using Live Chat, by calling (865) 544-5400 or toll free (800) 467-5427, or by visiting any branch location.

**Paper statement fee excludes Members under the age of 18 and Senior Member Accounts. 

Minimum Initial Deposit Monthly Fee Dividends Free Club Checks Monthly Statements Alert Me
Best Checking Package None None No Yes Electronic $0
Member-Managed Funds Account $2,500 None Earns daily, compounds monthly Yes Electronic $0
Paper $2
Health Savings Checking Account None None Earns daily, compounds monthly Yes Electronic $0
Paper $2
Business Checking - Visit the Business Checking page or ask for a Business Services brochure.

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The Credit Union partners with GreenPath Financial Wellness to provide free financial resources. Simply click on the title for more information about a topic!

Budgeting 101 - The basics of everything you need to know in order to effectively develop a budget, track expenses and live within your means.

Checking Accounts - Using a checking account is a convenient way to pay bills, get cash and track your spending.

Common Budgeting Mistakes - If you can avoid these common budgeting mistakes, you'll be well on your way to successfully managing your money and living within your means.

Debit Cards - Learn more about debit cards and tips on how to use them.

Deciding Which Bills to Pay First - If you don't have enough money to pay all of your bills and expenses, here are some guidelines that may help you decide which bills to pay first.

Invest in yourself. Set aside money in a Member-Managed Money Market Account to earn higher
dividends than a regular savings account with flexibility and fluidity without penalty. This
is a tiered account, so the more you save, the more you earn! The minimum opening deposit
is $2,500.

  • Earn dividends daily, compounded monthly
  • Free club checks
  • Monthly Statements
  • Unlimited in-person withdrawals and transfers

Find out more


Account transfer and withdrawal limitations apply. Ask for details.