Visa Debit Card

How do I receive a Visa® Debit Card?

Receive a Visa Debit Card instantly when opening an account in the branch. Debit Cards will be received by mail when account is opened online. Your debit card works like a check, only better because it can be used anywhere Visa is accepted! 

What features are included?

  • Doubles as an ATM card with access to 55,000+ ATMs worldwide
  • EMV Chip (Instant issue cards do not include EMV Chips)
  • Automatic deductions from your account
  • Up-to-date account tracking through the Credit Union Mobile App, Online Banking, Monthly Statements or Telephone Banking (D.I.A.L.)
  • Automatically earn reward points
  • Overdraft Protection and Courtesy Pay available
  • Added security benefits through Visa
  • Budgeting tools by MoneyDesktop in Online Banking

Card Valet from Knoxville TVA Employees Credit Union App available on the Apple App Store!  CardValet from Knoxville TVA Employees Credit Union App available on the Google Play App Store!


How It Works

The convenient way to use your money. 

Debit card transactions are automatically deducted from your account and typically posted within 24 hours of purchase. Updated balance and transaction records can be checked using our mobile app, online banking, monthly statements, or telephone banking (D.I.A.L.).

A debit card is a financial tool that makes banking and spending money more convenient. For general information on debit cards and how to use one, visit the links below! 

Debit Cards - Learn more about debit cards and tips on how to use them.

Safe Online Shopping - Learn tips about online shopping.


Get paid for using your Credit Union Visa Debit Card!

Use a Credit Union Visa Debit Card for purchases and earn points that can be redeemed for cash, gift cards, vacations and more! If you have a personal account and debit card, you are already enrolled! 

Learn More

Credit vs. Debit

When using a Credit Union Visa Debit Card, the amount is deducted from your account. A debit card purchase can be made in one of two ways: enter a PIN (Debit) or sign the receipt (Credit). Even though some locations automatically ask for a PIN, you DO have a choice on how to process the transaction.  So, next time when swiping, here are some things to think about:

Signature (Credit)

PIN (Debit)

UChoose Rewards Points

Earns reward points

Does not earn reward points


Able to dispute charges

Limits on what charges can be disputed


Simply sign the receipt (if you are prompted for a PIN, ask the sales clerk to run as credit)

Merchant's name is listed on your statement

Must enter PIN in public view

Varying merchant information listed on your statement (may only list merchant address)



Visa Benefits

Visa debt card from Knoxville TVA Employees Credit Union

Verified by Visa

Each time a Visa debit or credit card is presented to make an online purchase at a participating merchant, a Verified by Visa window will appear displaying an authentication page. This service is designed to prevent unauthorized online use.

Visa Security

When signing for purchases, money comes directly from your checking account. Security protections are also in place to prevent, detect and resolve fraud. Learn more about security provided by Visa at the link below. 

Visa Checkout

On websites using Visa Checkout, you don't have to re-enter your Credit Union Visa Debit Card number and shipping details to make a purchase. Learn more below.

Visa Security Visa Checkout