Receive a Visa Debit Card instantly when opening an account in the branch. Debit Cards will be received by mail when account is opened online. Your debit card works like a check, only better because it can be used anywhere Visa is accepted!
Debit card transactions are automatically deducted from your account and typically posted within 24 hours of purchase. Updated balance and transaction records can be checked using our mobile app, online banking, monthly statements, or telephone banking (D.I.A.L.).
A debit card is a financial tool that makes banking and spending money more convenient. For general information on debit cards and how to use one, visit the links below!
Debit Cards - Learn more about debit cards and tips on how to use them.
Safe Online Shopping - Learn tips about online shopping.
Use a Credit Union Visa Debit Card for purchases and earn points that can be redeemed for cash, gift cards, vacations and more! If you have a personal account and debit card, you are already enrolled!
When using a Credit Union Visa Debit Card, the amount is deducted from your account. A debit card purchase can be made in one of two ways: enter a PIN (Debit) or sign the receipt (Credit). Even though some locations automatically ask for a PIN, you DO have a choice on how to process the transaction. So, next time when swiping, here are some things to think about:
Earns reward points
Does not earn reward points
Able to dispute charges
Limits on what charges can be disputed
Simply sign the receipt (if you are prompted for a PIN, ask the sales clerk to run as credit)
Merchant's name is listed on your statement
Must enter PIN in public view
Varying merchant information listed on your statement (may only list merchant address)
Each time a Visa debit or credit card is presented to make an online purchase at a participating merchant, a Verified by Visa window will appear displaying an authentication page. This service is designed to help prevent unauthorized online use before it happens.
When signing for purchases, money comes directly from your checking account. Security protections are also in place to help prevent, detect and resolve fraud. Learn more about security provided by Visa at the link below.
On websites using Visa Checkout, you don't have to re-enter your Credit Union Visa Debit Card number and shipping details to make a purchase. Learn more below.