• Due to scheduled maintenance, online and mobile banking will be unavailable Sunday, August 20 12-6am.

Boat, Motorcycle, RV and Equipment Loans

More than just a loan

In addition to competitive, low rate loans, the Credit Union offers:

  • 100% financing (to qualifying members) and various loan terms
  • No application fee
  • Hassle-free financing – apply for a loan and complete the paperwork at the dealership (not available on farm equipment)
  • More peace of mind with debt protection and GAP coverage

How to apply

RECREATIONAL SPECIALS
BOATS, ATV, FARM EQUIPMENT, MOTORHOMES

NEW RECREATIONAL

Up to 78 Months • Fixed rates as low as...

3.30% APR

EXAMPLE PER $1,000:

FIXED LOAN RATE: 3.30% APR

LOAN AMOUNT: $1,000

TERM: 78 MONTHS

PAYMENT: $14.27

TOTAL FINANCE CHARGE: $112.52

USED RECREATIONAL

Up to 78 Months • Fixed rates as low as...

4.30% APR

EXAMPLE PER $1,000:

FIXED LOAN RATE: 4.30% APR

LOAN AMOUNT: $1,000

TERM: 78 MONTHS

PAYMENT: $14.73

TOTAL FINANCE CHARGE: $148.08

Available to qualifying members. Includes Watercraft, Farm Equipment, Campers/Motorhomes. Payment per $1,000 is for example purposes only. APR = Annual Percentage Rate. Rate subject to change without notice. Rate is accurate as of 08-19-2017 and is a limited time offer. Extended terms up to 144 months available on campers, boats, and motorhomes. Minimum loan amount: $40,000. Ask for details.

Save

There is no way to predict an injury, illness or an unexpected death, but you can take steps along the way to make sure your family is provided for if the unexpected were to happen to you. Credit Disability and Credit Life Protection may help make your loan payment to make life easier for you and your loved ones.

Credit Life Protection safeguards loved ones in the event of death by paying off the remaining balance of the auto loan. Credit Life is available to members and joint borrowers of a loan. Coverage is effective through age 69, covers the loan balance up to $100,000 and a maximum term of 120 months.

Disability Protection is available to members and joint borrowers of a loan. When disabled and unable to work, this protection helps pay monthly payment obligations. Coverage is available to members through age 65, covers the loan payment up to $1,000 per month and a maximum term of 120 months.

Credit Disability and Credit Life Protection work in two different ways. You and your family may not have to make loan payments if you are totally disabled due to a covered injury or illness. It may help pay your loan until you are no longer totally disabled, or in the event of your unexpected death, it may help pay off the loan. Savings, salary or payoffs from other insurance may be used for other important things, giving your family financial freedom when they need it most.

Premiums for Credit Life and Disability Protection may be included with your monthly loan payment. No physical examination is required, but a few health questions may need to be answered to determine eligibility. Coverage can be canceled at any time. If canceled within the first 30 days, you will receive a full refund if the premium has already been paid.

For more information, call (865) 544-5400, (800) 467-5427,  or visit any branch.

Guaranteed Asset Protection (GAP) provides additional coverage above and beyond auto protection. If your vehicle is stolen or totaled, the majority of insurance companies will only pay up to the book value of the vehicle, leaving you to pay the difference. GAP would cover that difference: between what the insurance company pays toward the loan, what is left of the loan balance, and the deductible up to $1,000. GAP through the Credit Union also provides $1,000 toward the purchase of a replacement vehicle if financed through the Credit Union within 90 days.

For more information, call (865) 544-5400, (800) 467-5427,  or visit any branch.