Mortgage Loans

New purchase: Let the Credit Union be your first stop for financing, fact-finding, and everything related to buying a new home.

Refinance: Call a Real Estate Loan Officer to find out what options are available to refinance your home.

Remodel or Repair: A home equity line of credit may be exactly what is needed. Funds can be available any time you need them with a home equity line of credit.

Featured Rates

Mortgage Rates

  •  
Rate
APR
Points
30 Year Fixed Rate 4.125% 4.267% 1.000%
20 Year Fixed Rate 3.875% 4.064% 1.000%
15 Year Fixed Rate 3.375% 3.578% 1.000%
10 Year Fixed Rate 3.250% 3.543% 1.000%

What You Need to Apply

The first step in the application process is to gather the following information:

  1. Two forms of identification (including one photo ID)
  2. Two year work history
  3. Most current paystub(s) (last 30 days)
  4. Last two years W-2s
  5. Last two years signed tax returns
  6. Last two months bank statements
  7. Two-year address history
  8. Legal description of property to be financed
  9. Homeowner insurance company name and phone number
  10. Sales Contract (purchase loans)
  11. Property tax amount and homeowner’s association dues
  12. Mortgage company's name, account number, balance (refinance only)

Real Estate Lending Locations

The following branch locations have a real estate lending officer: 

 

Knoxville Locations

HALLS HOURS Alert Me
(865) 544-5400

7459 Maynardville Pike
Knoxville, TN 37938
Across from the Post Office
Monday, Tuesday and Thursday
8:30am - 5:00pm
Wednesday
8:30am - 12:30pm
Friday
8:30am - 6:00pm
NORTH KNOXVILLE HOURS Alert Me
(865) 544-5400

1316 Wilson Road
Knoxville, TN 37912
Off Clinton Highway, behind Northern
Monday, Tuesday and Thursday
8:30am - 5:00pm
Wednesday
8:30am - 12:30pm
Friday
8:30am - 6:00pm
Saturday By appointment ONLY
NORTHEAST KNOXVILLE HOURS Alert Me
(865) 544-5400

4520 Greenway Drive
Knoxville, TN 37918
Near Target
Monday, Tuesday and Thursday
8:30am - 5:00pm
Wednesday
8:30am - 12:30pm
Friday
8:30am - 6:00pm
SOUTH KNOXVILLE HOURS Alert Me
(865) 544-5400

7210 Chapman Highway
Knoxville, TN 37920
Monday, Tuesday and Thursday
8:30am -5:00pm
Wednesday
8:30am - 12:30pm
Friday
8:30am - 6:00pm
WEST KNOXVILLE HOURS Alert Me
(865) 544-5400

102 N. Seven Oaks Drive
Windsor Square
Knoxville, TN 37922
Near EdAmerica
Monday, Tuesday and Thursday
8:30am - 5:00pm
Wednesday
8:30am - 12:30pm
Friday
8:30am - 6:00pm

Area Locations

JEFFERSON CITY HOURS Alert Me
(865) 544-5400

662 E. Broadway Blvd.
Jefferson City, TN 37760
Traffic light #1 near WalMart
Monday, Tuesday and Thursday
8:30am - 5:00pm
Wednesday
8:30am - 12:30pm
Friday
8:30am - 6:00pm
JOHNSON CITY HOURS Alert Me
(423) 794-5100

2004 N. Roan Street
Johnson City, TN 37601
Monday - Thursday
9:00am - 5:00pm
Friday
9:00am - 6:00pm
KINGSPORT HOURS Alert Me
(423) 246-7511

2518 East Stone Drive
Kingsport, TN 37660
Next to Lowes
Monday, Tuesday and Thursday
8:30am - 5:00pm
Wednesday
8:30am - 12:30pm
Friday
8:30am - 6:00pm
MORRISTOWN EAST HOURS Alert Me
(423) 581-0981

Miller’s Landing
3101 Miller’s Point Drive
Morristown, TN 37813
Across from Frank Lorino Park
Monday, Tuesday and Thursday
8:30am - 5:00pm
Wednesday
8:30am - 12:30pm
Friday
8:30am - 6:00pm
Saturday
By appointment ONLY
ROANE COUNTY HOURS Alert Me
(865) 544-5400

1916 Roane State Highway
Harriman, TN 27748
Monday, Tuesday and Thursday
8:30am - 5:00pm
Wednesday
8:30am - 12:30pm
Friday
8:30am - 6:00pm

Information about Registered Mortgage Loan Originators