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FRAUD ALERT

Fraudsters are impersonating the Credit Union. Remember, KTVAECU® will never contact you for your full account number, card PIN, card security code, or online banking credentials. KTVAECU fraud text alerts come from a 5-digit shortcode, not a 10-digit phone number. If you are unsure, do not respond and call us at (865) 544-5400.
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Direct Deposit

Maximize Your Money with Direct Deposit

Access your money with the KTVAECU Debit Card 3 . Plus, earn uChoose Rewards Points 4 , redeemable for cash, gift cards, travel points, and more!

Connect your debit or credit card to your Digital Wallet 5 for convenience, enhanced security, and faster transactions.

With Set It & Forget It Certificate Account 6 , earn a bigger dividend with just a $25.00 minimum deposit.

Open a High Yield Checking Account 7 to enjoy a higher interest rate and receive monthly dividends!

Direct Deposit Frequently Asked Questions

Disclosures

1 Early access to funds depends on timing of payer's submission of deposits. We generally post such deposits on the day they are received, which may be up to two days earlier than the payer's scheduled payment date. Some restrictions may apply. Ask for details.

2 Some restrictions may apply. Ask for details. Message and data rates may apply from your wireless carrier. Ask for details.

3 Available to qualifying Members. Some restrictions may apply. Ask for details.

4 Debit cards must be used as “CREDIT” to earn rewards. CREDIT transactions will not earn rewards when processed on a debit network; KTVAECU assumes no liability for transactions processed by the merchant on a debit network. The minimum uChoose Rewards points to redeem for business & consumer credit cards is 1,000 points; the minimum for consumer debit cards is 2,500 points. Not valid on KTVAECU business debit cards. Available to qualifying Members. Some restrictions may apply. Ask for details. uChoose Rewards is a registered trademark of Fiserv, Inc. Business debit cards do not qualify for uChoose Rewards points.

5 Some restrictions may apply. Ask for details. Message and data rates may apply from your wireless carrier.

6 APY = Annual Percentage Yield. Some restrictions may apply. Term must be decided at the time of account opening and may not be changed over the term of the account. All rates and offerings are subject to change. Penalty may be imposed for early withdrawal. Fees may reduce earnings. **Automatic deposits of at least $25.00 per month are required on balances under $25,000.00. Failure to complete required deposits may result in early withdrawal penalties and closure. ***Additional deposits allowed within the term of the certificate account. No limits required for additional deposits.

7 APY = Annual Percentage Yield. APY effective as of 03-03-26. Some restrictions may apply. Fees may reduce earnings. Ask for details. High-Yield Checking is a tiered-rate account. Monthly qualification cycle begins on the first day and ends on the last day of the calendar month. Terms and conditions may apply. Rate subject to change. PREMIUM RATE of 3.50% APY is earned on balances between $500.00 and $10,000.00 when the following monthly qualifications are posted and settled within the monthly qualification cycle: • Make 15 debit card transactions • Log in to online/mobile banking at least once • Receive eStatements • Have direct deposit NON-PREMIUM RATE of 0.00% APY is earned on balances of $499.99 or less. On balances over $10,000.00, 0.15% APY is earned or when premium qualifications are not met. When the account is closed, 0.15% APY applies for the month the account is closed.