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Business Loans

business loans
What Makes Us Different

At KTVAECU®, we partner with you to help your business succeed, which is why we have competitive Business Lending services for all your needs. Our local Loan Officers are dedicated to helping you find the best options for your business needs. But we don’t stop at just finding you the right business loan and send you out the door. We are here with you for the long run, forming relationships that span a lifetime. We are here for you, the same as we’ve always been since 1934.

Here’s what you can expect from our approachable Loan Officers:

  • Quick Decisions – No endless waiting for a decision on your loan.
  • Knowledge – extended knowledge of the local market.
  • Experience – over 85 years of supporting successful business.
  • Competitive Rates - rates and terms for all our business loans are competitive with national, regional, and other local lenders.
Term & Real Estate Loans
Business
Term Loans1

Business Term Loans allow a business to borrow funds over a set period of time.  These funds can be used to finance the acquisition or modernization of your company’s productive assets. KTVAECU Business Term Loans can be used to expand or modernize facilities, purchase equipment, and business use automobiles including: 

  • Cars
  • Pickup trucks
  • SUV’s
  • Vans
  • Box trucks

A term for a Business Term Loan is based on the productive life of the collateral or asset. Funds from a Business Term Loan used to buy computers or office equipment will have a shorter term than those used to purchase manufacturing equipment.

Talk with one of our business lenders today about collateral options, automatic payments, and our competitive rates and flexible terms.

Contact us to apply for a term loan

Commercial
Real Estate Loans2

Our Loan Officers have extensive knowledge and experience in helping you obtain the best Commercial Real Estate Loan for you and your business. Whether you are looking to buy, refinance or leverage your equity, our loan officers will help you every step of the way. 

We offer Commercial Real Estate loans on various property types, including:

  • Residential rental properties (both single-family and multi-family)
  • Office & Professional
  • Medical
  • Retail
  • Senior Living
  • Churches and Non-profits 

Let our Business Loan Officers help you today with the purchase of commercial property for your business needs. We can also help you leverage your equity to expand or remodel as your business grows. Our Loan Officers will partner with you to evaluate loan options that are right for your business.

Contact us to apply for a real estate loan

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Business Credit Card
Business Savings
Business Debit Card

1APR = Annual Percentage Rate. Some restrictions may apply. Ask for details. Rates based on creditworthiness.
2APR = Annual Percentage Rate. Restrictions may apply. Not a government-affiliated agency. All applications are subject to underwriting guidelines and approval. Rates based on creditworthiness. Ask for details.
3The Clover® name and logo are registered trademarks owned by Clover Network, Inc. Other trademarks referenced above are the property of their respective owners. Clover Netowork, Inc is a third-party partner to Knoxville TVA Employees Credit Union.
4Paychex is a third-party partner to Knoxville TVA Employees Credit Union. These products are optional and are not a deposit or obligation of, or guaranteed by, Knoxville TVA Employees Credit Union or its affiliates. These products or services are not insured or guaranteed by NCUA or any agency of the federal government. Paychex is a registered trademark of Paychex, Inc.