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SPECIAL HOLIDAY HOURS

All Credit Union locations will be closed Thursday, June 19, in observance of Juneteenth.

Business Loans

business loans

What Makes Us Different

At KTVAECU®, we partner with you to help your business succeed. That's why we offer competitive Business Lending services that support long-term business growth. Whether you're just starting or ready to expand, we'll guide you every step of the way. We focus on finding the right solutions for your business needs, just as we've done since 1934. 

What to Expect with Us

  • Quick Decisions – Get timely responses from us
  • Knowledge – Work with someone who understands your market and goals
  • Experience – Over 85 years of supporting successful business
  • Competitive Rates - Access to competitive rates and terms for all our business loans

Term & Real Estate Loans

Business Term Loans 1

Business Term Loans allow a business to borrow funds over a set period of time.  Use Business Term Loans to expand or modernize your facilities or purchase business-use automobiles, including: 

  • Box trucks
  • Cars
  • New Equipment
  • Pickup trucks
  • SUVs
  • Vans

A term for a Business Term Loan is based on the productive life of the collateral or asset. Funds from a Business Term Loan used to buy computers or office equipment will have a shorter term than those used to purchase manufacturing equipment.

Contact us to apply for a term loan

Commercial Real Estate Loans 2

Whether you want to buy, refinance, or use your equity, we'll help you choose the best loan option for you and your business. Our Loan Officers have extensive knowledge and experience to help you obtain the best Commercial Real Estate Loan for your business. We'll evaluate your goals and offer solutions tailored to your business.

We offer Commercial Real Estate loans on various property types, including:

  • Churches and Non-profits 
  • Medical
  • Office & Professional
  • Residential rental properties (both single-family and multi-family)
  • Retail
  • Senior Living

Contact us to apply for a real estate loan

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Let's Talk

Have questions about business loans? We're ready to help. Send us a message to get started.

Disclosures

1 APR = Annual Percentage Rate. Some restrictions may apply. Ask for details. Rates based on creditworthiness.

2 APR = Annual Percentage Rate. Restrictions may apply. Not a government-affiliated agency. All applications are subject to underwriting guidelines and approval. Rates based on creditworthiness. Ask for details.

3 The Clover® name and logo are registered trademarks owned by Clover Network, Inc. Other trademarks referenced above are the property of their respective owners. Clover Network, Inc is a third-party partner to Knoxville TVA Employees Credit Union.

4 Paychex is a third-party partner to Knoxville TVA Employees Credit Union. These products are optional and are not a deposit or obligation of, or guaranteed by, Knoxville TVA Employees Credit Union or its affiliates. These products or services are not insured or guaranteed by NCUA or any agency of the federal government. Paychex is a registered trademark of Paychex, Inc.