Federally Insured by NCUA. *APY = Annual Percentage Yield. APY accurate as of November 1, 2026. APY subject to change at any time. Some restrictions may apply. All rates and offerings are subject to change. Early withdrawal may result in penalty or closure. Fees may reduce earnings. The 0.25% APY addition for new money or direct deposit is not applicable to the 12-Month Certificate. Talk to a financial advisor regarding individual scenarios. Ask for details.

*APR = Annual Percentage Rate. Promotional Period for Introductory APR: The promotional APR for purchases, balance transfers, and cash advances will apply to transactions posted to new and existing credit card accounts from 9/1/2026 until 2/28/2027. Any existing balances on Knoxville TVA Employees Credit Union loan or credit card accounts are not eligible for the Introductory APR. The repayment period for purchases, balance transfers, and cash advances made during the promotional rate period will expire 2/29/2028. Any remaining balance as of 3/1/2028 will revert to the applicable credit card rate. Rate subject to change without notice and based on creditworthiness. If interest is charged, the charge will be no less than $1.50.