Calculators
CALCULATORS1
Big life decisions are easier when you have the right tools. Our financial calculators help you reach your savings goals, calculate mortgage payments, plan for your future, and more!
SAVINGS CALCULATORS
Whether you're saving for something big or small, we're here to help! Our Savings Calculators show you how long it will take to reach your goal so you know how to plan.
CERTIFICATE ACCOUNT2 SPECIAL CALCULATOR
Choose your deposit amount and your term to see how much your savings will grow. To learn more about our Certificate Account options, click here.
*Calculation does not include new money 0.10% APY, active checking account 0.25%, or active direct deposit 0.25%.
CERTIFICATE ACCOUNT CALCULATORS1
Certificate Accounts2 allow you to put money to the side and watch it grow. It’s important to know just how much it can grow over time, so you pick the right Certificate Account for you. Use this calculator to determine what’s right for you based on the term, deposit amount, and rate. CLICK HERE to learn more about Certificate Accounts.
HIGH-YIELD CHECKING CALCULATOR
Our High-Yield Checking Account3 earns dividends just like a savings account! Use this calculator to find out how much you'll earn based on how much you deposit into your account.
RETIREMENT CALCULATOR1
Retirement is an exciting life milestone! Our 401(k) calculator helps you decide how much you'll need to save now to fund your dream retirement!
HOME LOAN4 CALCULATORS
How much is my home loan payment, and what term is best for me? How much of a down payment do I need? It's a big financial decision to buy or refinance a home. Our mortgage calculator helps answer your questions and brings you peace of mind.
AUTO LOAN5 CALCULATORS
Looking for a new ride? Use this auto loan calculator to help you plan for future auto payments! Set your target monthly payment and see how much to borrow based on the length of your loan.
ADDITIONAL CALCULATORS
PERSONAL LOAN CALCULATORS
Have a big expense coming up? Whether it's a road trip or a new couch, personal loans6 have you covered. Use our personal loan calculator to see your monthly payments and borrow with confidence! Learn more about personal loans here.
For whatever life throws your way!
CREDIT CARD7 CALCULATORS
Want to find out how long it will take to pay off your credit card or what your monthly payment will be? Our calculators make it easy. Try it out and make a plan that works for YOU!
1Use of online calculators does not guarantee credit or accuracy applicable to your specific circumstances.
All examples are hypothetical and for illustrative purposes and not intended to provide investment or financial advice.
2APY = Annual Percentage Yield. APY effective as of November 2024. Some restrictions may apply. All rates and offerings are subject to change. Penalty may be imposed for early withdrawal. Fees may reduce earnings. Certificate Accounts with maturities of seventeen (17) months or less have a penalty for early withdrawal of an amount equal to ninety (90) days dividends. Certificate Accounts with maturities of eighteen (18) months or more have a penalty for early withdrawal of an amount equal to 180 days dividends. Dividends can be added back to the account, transferred to another Knoxville TVA Employees Credit Union account, or mailed to you each month. Annual Percentage Yield applies when the dividend is reinvested in the account. Certificate Accounts (other than Educational Savings) can be designated as an Individual Retirement Account (IRA) or Health Savings Account (HSA). Talk to a financial advisor regarding individual scenarios. Any certificate account with new money of $10,000.00 may add 0.10% APY to the dividend rate featured above. With an active direct deposit, add 0.25% to current dividend rate. Ask for details.
3APY = Annual Percentage Yield. APY effective as of 11-21-24. Some restrictions may apply. Fees may reduce earnings. Ask for details. High-Yield Checking is a tiered-rate account. Monthly qualification cycle begins on the first day and ends on the last day of the calendar month. Terms and conditions may apply. Rate subject to change.
PREMIUM RATE of 3.50% APY is earned on balances between $500.00 and $10,000.00 when the following monthly qualifications are posted and settled within the monthly qualification cycle:
• Make 15 debit card transactions
• Log in to online/mobile banking at least once
• Receive eStatements
• Have direct deposit
NON-PREMIUM RATE of 0.00% APY is earned on balances of $499.99 or less. On balances over $10,000.00, 0.15% APY is earned or when premium qualifications are not met. When the account is closed, 0.15% APY applies for the month the account is closed.
4APR = Annual Percentage Rate. Restrictions apply. Not a government-affiliated agency. All applications subject to underwriting guidelines and approval. Rates based on creditworthiness. Ask for details. Please note the interest rate and fees shown are available to borrowers with excellent credit history with loan-to-values up to 80% of the appraised value or sales price of the property, whichever is the least amount. If the loan-to-value is higher than 80%, please contact us for a rate quote. The actual interest rate and fees available to you may be different than the rates displayed. All interest rates and APRs shown are subject to change without notice.
5*APR = Annual Percentage Rate. Available to qualifying Members. Some restrictions may apply. Rate subject to change without notice and based on creditworthiness. Minimum loan amount for new auto loans with terms 85 to 96 months: $40,000.00. Rates increase by 1.00% for autos over 100,000 miles. Payment per $10,000.00 is for example purposes only. Ask for details.
6APR = Annual Percentage Rate. Some restrictions may apply. Published rates are the lowest rates available for each loan type. Your rate may vary, based on creditworthiness, amount financed, and loan terms. Ask for details. Payment per $1,000.00 is for example purposes.
7APR = Annual Percentage Rate. Rate subject to change without notice and based on creditworthiness. Available to qualifying Members. Some restrictions may apply. Ask for details. See credit card disclosure.