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Skip-A-Payment

Skip-A-Payment

Skip A Payment

Need extra cash or want some flexibility?

Request a Skip-A-Payment!1 Skip your payment this month with just a few clicks for: 

  • Auto Loans
  • Recreational Loans
  • Personal Loans

If your account is in good standing and you've made at least three payments on your loan, you're eligible to skip the next payment for $35.00! Just log into digital banking and select the loan to request a Skip-A-Payment.

Please note: Skip-A-Payment does not apply to credit cards, lines-of-credit, business loans, real estate loans, or mortgages. Members with these loan types need to call (865) 544-5400 for assistance.

RELIEF FOR HURRICANE HELENE VICTIMS

The impact of Hurricane Helene has left many in our communities in difficult situations. If you were affected by the storms and have a loan with us, call us at (865) 544-5400 or use the secure chat to find out how we can help.

1Skip-A-Payment is not valid on real estate loans, business loans, line-of-credit loans, or credit cards. $35.00 fee applies to each skip-a-payment. All qualifying loans must be current and in good standing. Maximum number of 2 skips are allowed per rolling 12-month period. Back-to-back skips are allowed if qualifications are met. Ineligible loans will not be deferred. Credit Union will not be responsible for any payments, deposits, or other communications of forms lost in the mail. Skip-A-Payment is subject to Credit Union approval. By utilizing Skip-A-Payment, you acknowledge that KTVAECU will be extending your loan and final payment by one month on each loan designated. Interest will continue to accrue on your loan during the month that you skip your payment. If a GAP Waiver insurance policy was purchased at the origination or during the course of the loan, doing any Skip-A-Payment may have an adverse impact as to how a GAP claim is paid by the GAP insurance carrier. The Credit Union will not be liable for any denial of GAP benefits created by Skip-A-Payment products.

 
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