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⚠️ Scam Alert: Fake Card Activity 💳

Fraudsters may text you about fake card activity, then call and pretend to be the KTVAECU Fraud Department. They claim your digital banking will be locked, and try to add a phone or contact to your account to fix it. We will never ask for your code or add devices to your account. Hang up and call us at (865) 544-5400.

SPECIAL HOLIDAY HOURS

All Credit Union locations will be closed Monday, May 25, in observance of Memorial Day.

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Join us for Shred Day!

Auto Loan Rate Special

Auto & Rec Loan Rate Special
As Low as 4.99% APR 2

Fighting Fraud starts with you!

Join Us for Fraud Talk Days!

Member to Member Transfer Codes make sending money even easier!

NEW Way to Send Money

Ways to Manage Your Money

We offer multiple ways to manage your finances, access your accounts, and keep track of expenses - even while on the go! Click one of the options to learn more.

MOBILE APP

Manage your money whenever and wherever!

ONLINE

Online Banking is one of the easiest ways to manage your accounts.

BRANCH

Visit us at any of our Branch locations!

TELEPHONE

Telephone banking provides up-to-date information on your account. 

CALL US

Speak with a Member Service Representative!

Helpful How-To Tutorials

Check out our YouTube tutorial playlist for step-by-step instructions on how to set up and customize online banking or our mobile app.

Visit OUR YOUTUBE CHANNEL

 

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"Had a wonderful experience with getting our auto loan today. We have loved working with KTVAECU for our banking needs. I have been with them nearly 20 years and love that the service continues to be wonderful."
SCOTT MEMBER SINCE 2007
"Excellent staff, very professional and helpful!"
DAN MEMBER SINCE 2012
"I have been using KTVAECU for 15 or more years. It's the best honest credit union around! I stopped regular banking institutions because of relative fairness I get there. They have staff who remember me too!"
MIKE MEMBER SINCE 2011
"We opened new accounts and they were absolutely wonderful. They answered all our questions very throughly and completely. I was also very thankful for the helpfulness and the care given to me by the security officer. He assisted me (I am disabled) both getting out of my car and into the lobby as well as getting back to my car. I am so please to call TVA my new home banking institution. Thank you all for your help!"
BRET MEMBER SINCE 2026
"Knoxville TVA Employees Credit Union has always been one of my financial institutions I choose to go to. Every location that I go to there's always a smiling face and someone waiting happy to serve you or me. I definitely recommend Knoxville TVA for your banking needs. Especially if you're a new young person looking for a bank account or savings account, Knoxville TVA is for you. Thank you guys, tens across the board!"
DUSTIN MEMBER SINCE 2020

 

Disclosures

1 *APR = Annual Percentage Rate. Restrictions apply. Not a government-affiliated agency. All applications subject to underwriting guidelines and approval. Rates based on creditworthiness. Ask for details. Please note the interest rate and fees shown are available to borrowers with excellent credit history with loan-to-values up to 80% of the appraised value or sales price of the property, whichever is the least amount. If the loan-to-value is higher than 80%, please contact us for a rate quote. The actual interest rate and fees available to you may be different than the rates displayed. All interest rates and APRs shown are subject to change without notice. A fixed-rate mortgage loan of $200,000.00 for 30 years at 5.500% interest and 5.716% APR will have a monthly payment of $1,135.58. Taxes and insurance not included; therefore, the actual payment obligation will be greater.

2 *APR = Annual Percentage Rate. Loan rate special as low as 5.24% APR for up to 84-month term for new autos and recreational vehicles, model year 2021 and newer, registered for use on public roads. Effective dates: 5/1/2026 - 7/6/2026; special applies to applications submitted and approved during those dates including non-purchase money. Additional 0.25% APR discount may be applied for new direct deposit or automatic payment setup, resulting in a loan rate as low as 4.99% APR. Refinancing of existing KTVAECU® loans or business/commercial-vehicles do not qualify for the loan rate special. Rate subject to change without notice and based on creditworthiness. Auto and recreational vehicle loans for terms exceeding 84-months and collateral older than 2021 are available, but do not qualify for the loan rate special. Ask for details. Payment is for example purposes only: monthly payment of $141.32 per $10,000.00 for 84-month term at 4.99% APR.

3 APY = Annual Percentage Yield. APY effective as of 05-01-26. Some restrictions may apply. Fees may reduce earnings. Ask for details. High-Yield Checking is a tiered-rate account. Monthly qualification cycle begins on the first day and ends on the last day of the calendar month. Terms and conditions may apply. Rate subject to change. PREMIUM RATE of 3.50% APY is earned on balances between $500.00 and $10,000.00 when the following monthly qualifications are posted and settled within the monthly qualification cycle: • Make 15 debit card transactions • Log in to online/mobile banking at least once • Receive eStatements • Have direct deposit NON-PREMIUM RATE of 0.00% APY is earned on balances of $499.99 or less. On balances over $10,000.00, 0.15% APY is earned or when premium qualifications are not met. When the account is closed, 0.15% APY applies for the month the account is closed.

4 APR = Annual Percentage Rate. Rate subject to change without notice and based on creditworthiness. Available to qualifying Members. Some restrictions may apply. Ask for details. View credit card disclosure at tvacreditunion.com/credit-card-disclosure.

5 APR = Annual Percentage Rate. Restrictions apply. Not a government-affiliated agency. All applications subject to underwriting guidelines and approval. Rates based on creditworthiness. Ask for details. Please note the interest rate and fees shown are available to borrowers with excellent credit history with loan-to-values up to 80% of the appraised value or sales price of the property, whichever is the least amount. If the loan-to-value is higher than 80%, please contact us for a rate quote. The actual interest rate and fees available to you may be different than the rates displayed. All interest rates and APRs shown are subject to change without notice.

6 APR = Annual Percentage Rate. A fixed-rate mortgage loan of $200,000.00 for 30 years at 5.500% interest and 5.716% APR will have a monthly payment of $1,135.58. Taxes and insurance not included; therefore, the actual payment obligation will be greater.

7 To join the Credit Union, you must meet membership requirements. Fees may apply. Some restrictions may apply. Ask for details.