Routing #264279567

Auto Loans

Life's a Journey. Enjoy the Ride!

When it comes to auto loans, we want Members to get a really good deal! That's why we offer low-rates, up to 100% financing and rates up to 84 months* - all with no application fee!

How to apply

Get pre-approved with a U-Rite-It Auto Loan!

  • Apply at any branch, by calling, or online
  • Get a check for an approved amount and rate
  • Take the check when you go car shopping
  • Give the check to the dealer
  • And you're done! No extra paperwork!

More Than Just a Loan

Life can be wonderful. But it can also get complicated when unexpected things happen. That's why we offer Payment Protection with Life Plus, a loan protection option that could cancel your monthly payments or your loan balance in the event of death, disability or involuntary unemployment (accidental dismemberment, terminal illness, hospitalization, family medical leave, the loss of life of a non-protected dependent).*

While Payment Protection with Life Plus offers protection against loan payments and balances in the event of death, disability or involuntary unemployment, Guaranteed Asset Protection (GAP) provides a little extra coverage beyond your auto insurance. If your vehicle is stolen or totaled, the majority of insurance companies will only pay up to the book value of the vehicle, leaving you to pay the difference. GAP would cover that difference: between what the insurance company pays toward the loan, what is left of the loan balance, and the deductible up to $1,000. GAP through the Credit Union also provides $1,000 toward the purchase of a replacement vehicle if financed through the Credit Union within 90 days.

As a Member of Knoxville TVA Employees Credit Union, you may also be eligible for discounted protection rates not offered to the general public through Travelers Insurance.

Travelers offers special program rates, generous discounts, and savings advice. To request a quote, call toll-free 800-842-5936 or visit the Travelers website. Be sure to have a copy of your current policy handy when requesting a quote.

*Your purchase of KTVAECU Preferred Payment Protection is optional and will not affect your application for credit or the terms of any credit agreement required to obtain a loan. Certain eligibility requirements, conditions, and exclusions may apply. Please contact your loan representative, or refer to the Member Agreement for a full explanation of the terms of KTVAECU Preferred Payment Protection. You may cancel the protection at any time. If you cancel protection within 30 days you will receive a full refund of any fee paid. DP-2260713.1-1018-1120 © CUNA Mutual Group 2018, All Rights Reserved.

*Extended terms available. Some restrictions may apply. Ask for details.