When it comes to auto loans, we want Members to get a really good deal! That's why we offer low-rates, up to 100% financing and rates up to 84 months* - all with no application fee!
How to apply
Get pre-approved with a U-Rite-It Auto Loan!
*Extended terms available. Some restrictions may apply. Ask for details.
Life can be wonderful. But it can also get complicated when unexpected things happen. That's why we offer Payment Protection with Life Plus, a loan protection option that could cancel your monthly payments or your loan balance in the event of death, disability or involuntary unemployment (accidental dismemberment, terminal illness, hospitalization, family medical leave, the loss of life of a non-protected dependent).*
Payment Protection can be added at anytime during your loan. For more information or to add Payment Protection, call us at (865) 544-5400.
*Service available through third-party partner CUNA. Must be age 18 or older to apply. These products are optional. Insurance products are not a deposit or obligation of or guaranteed by Knoxville TVA Employees Credit Union or its affiliates. These products are not insured or guaranteed by NCUA or any agency of the federal government. Your credit approval cannot be conditioned on whether you purchase any of the insurance products. Certain eligibility requirements, conditions, and exclusions may apply.
While Payment Protection with Life Plus offers protection against loan payments and balances in the event of death, disability or involuntary unemployment, Guaranteed Asset Protection (GAP)* provides a little extra coverage beyond your auto insurance. If your vehicle is stolen or totaled, the majority of insurance companies will only pay up to the book value of the vehicle, leaving you to pay the difference. GAP would cover that difference: between what the insurance company pays toward the loan, what is left of the loan balance, and the deductible up to $1,000. GAP through the Credit Union also provides $1,000 toward the purchase of a replacement vehicle if financed through the Credit Union within 90 days.
GAP can be added to any auto loan within 30 days of purchasing the vehicle. To add GAP, call us at (865) 544-5400 or visit any branch!
*Service available through third-party partner SWBC Financial Institution Group. Guaranteed Asset Protection (GAP) is not intended to replace your automobile insurance. It may not protect the entire deficiency. It does not provide bodily injury, property damage, liability, or collision insurance and does not comply with any financial responsibility or any other law mandating motor vehicle insurance. These products are optional. Insurance products are not a deposit or obligation of, or guaranteed by Knoxville TVA Employees Credit Union or its affiliates. These products are not insured or guaranteed by NCUA or any agency of the federal government. Your credit approval cannot be conditioned on whether you purchase any of the insurance products. Some exceptions apply.
As a Member of Knoxville TVA Employees Credit Union, you may also be eligible for discounted protection rates not offered to the general public through Travelers Insurance.
Travelers offers special program rates, generous discounts, and savings advice. To request a quote, call toll-free 800-842-5936 or visit the Travelers website. Be sure to have a copy of your current policy handy when requesting a quote.