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Scammers are actively impersonating the Credit Union using phone calls, texts, and emails. We will never ask you to send funds to us through Pay-A-Person. Hang up immediately or ignore the text and call us at (865) 544-5400.

Teen Debit Card

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Teen Spend Account

Spend Smart with a Teen Checking Account 2

Ready for more financial freedom? With a Teen Checking Account:

  • Get your own debit card
  • Score your money early with direct deposit 3
  • See what you've spent, and what's left, with the mobile app

Get Started

Explore Digital Banking Tools for Teens 

Your money journey is yours, and we have plenty of ways to help you make the most of it! Check out easy ways to personalize and manage your account, no matter where you are.

KTVAECU Mobile App 4
Track your spending, send money to friends and family, and more … all from your phone!

Personalized Cards 5
Show off your style and customize your card with a photo.

Control My Card by KTVAECU® 6
Add your card to digital wallet, boost security with alerts, and turn your card on or off!

Direct Deposit 3
Ditch the lines! Get your paychecks deposited right into your account with the fastest, easiest way to get paid.

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Headed to College? 

Starting college or trade school is an exciting milestone that comes with new responsibilities and freedom. Whether you’re saving up for tuition or looking for budget tips, we’ve got your back.

Start Earning

A great way to save money for college or trade school is with a part-time job! Check out open positions at your favorite stores or restaurants, or check if your school offers work-study programs.

Build Your Savings

Set aside part of your income every month into a savings account (like our Educational Savings Account!) and watch your money grow.

Check out Financial Aid 

If you need some extra support to cover the cost of your program, check out the Free Application for Federal Student Aid (FAFSA) or look into scholarships and grants offered by your school. 

Borrow Smart

Need help covering education costs? We partner with Sallie Mae® 9  to connect you with student loan options to help you pay for programs from undergraduate degrees to medical school!

 

Want to Boost Your Financial
Education Game?

Who you pick as your money partner is a big deal. That’s why we offer the resources you need to become a money champion! From great digital banking tools to friendly in-branch service, we’re here to help you master lifelong money skills. Check out our YouTube channel for quick tips and tutorials on popular money topics!

KTVAECU Youtube

50/30/20 Budget Rule
Need a new way to budget? Try the 50/30/20 Rule! Here’s how it works.
Whenever you plan your monthly budget, divide your purchases into three separate categories: needs, wants, and savings.

Needs

Use 50% of your monthly spending for important things like:

  • Rent
  • Groceries
  • Gas Money
  • Phone Bill

Wants

Give yourself 30% of your monthly budget for the fun stuff!

  • Shopping hauls
  • Coffee runs
  • Nights out
  • Monthly subscriptions

Savings

Stash 20% into savings each month to cover:

  • College or trade school
  • Future expenses
  • Emergencies

Check out Our Podcast!

Want to boost your money knowledge even more? Money Moves by KTVAECU® is your go-to podcast for tips, tricks, and answers to your money questions. 

Tune in to hear the hottest financial topics turned into fun, relatable conversations and stay in the know about all things money! 

Find us on your favorite platform!

Spotify  Apple Podcasts  KTVAECU YouTube

Disclosures

1 Available to qualifying Members. Some restrictions may apply. Ask for details.

2 APY = Annual Percentage Yield. Available to qualifying Members. Some restrictions, conditions, and fees may apply. Ask for details.

3 Early access to funds depends on timing of payer's submission of deposits. We generally post such deposits on the day they are received, which may be up to two days earlier than the payer's scheduled payment date. Some restrictions may apply. Ask for details.

4 Some restrictions may apply. Ask for details. Message and data rates may apply from your wireless carrier.

5 Available to qualifying Members. Some restrictions may apply. Ask for details. Your account must be in good standing with the Credit Union. Funds must be available in the account at the time the order is placed. Cards will not be ordered if funds are not available. Fees apply. 

6 Some restrictions may apply. Ask for details. Message and data rates may apply from your wireless carrier. Ask for details. Control My Card by KTVAECU® is a registered trademark of Knoxville TVA Employees Credit Union. Available to qualifying Members.

7 Jump Start Savings is a tiered-rate account for minors under 18 years of age. Must have a parent or legal guardian on the account. Minimum $5.00 to open a Jump Start Savings account. Monthly qualification cycle begins on the first day and ends on the last day of the calendar month. Terms and conditions may apply. APY = Annual Percentage Yield. Rate effective August 2025 and subject to change. PREMIUM RATE of 3.00% APY is earned on balances up to $500.00. NON-PREMIUM RATE of 0.15% APY minimum is earned on balances of $500.01 or more. When the account is closed, 0.15% APY applies for the month the account is closed. Some restrictions may apply. Fees may reduce earnings. Ask for details.

8 APY = Annual Percentage Yield. Rates current as per posted rate schedule. No minimum opening deposit. Must be open for a minimum of three (3) years and pays out on your child's college entrance date or 18th birthday, whichever comes first. Fees could reduce the earnings on the account. Available to qualifying Members. Some restrictions may apply. Ask for details.

9 Borrow responsibly: We encourage students and families to start with savings, grants, scholarships, and federal student loans to pay for college. Students and families should evaluate all anticipated monthly loan payments, and how much the student expects to earn in the future, before considering a private student loan. These loans are made by Sallie Mae Bank or a lender partner. Knoxville TVA Employees Credit Union is not the creditor for these loans and is compensated by Sallie Mae for the referral of loan customers. Smart Option Student Loan and graduate loan products: This information is for students attending participating degree-granting schools. Smart Option Student Loan information is for undergraduates only. Graduate Certificate/Continuing Education coursework is not eligible for MBA, Medical, Dental, and Law School Loans. Borrowers must be U.S. citizens or U.S. permanent residents if the school is located outside of the United States. Non-U.S. citizen borrowers who reside in the U.S. are eligible with a creditworthy cosigner (who must be a U.S. citizen or U.S. permanent resident) and are required to provide an unexpired government-issued photo ID to verify identity. Applications are subject to a requested minimum loan amount of $1,000. Current credit and other eligibility criteria apply. Parent Loan: This information is for borrowers with students attending participating degree-granting schools. The student is not eligible to be a borrower or cosigner. The borrower, cosigner, and student must be U.S. citizens or U.S. permanent residents. The school may refund loan funds directly to the student, and if that occurs, borrower and cosigner (if applicable) would still be responsible for repaying that amount. Applications are subject to a requested minimum loan amount of $1,000. Current credit and other eligibility criteria apply. Although we do not charge you a penalty or fee if you prepay your loan, any prepayment will be applied as provided in your promissory note: First to Unpaid Fees and costs, then to Unpaid Interest, and then to Current Principal. SALLIE MAE RESERVES THE RIGHT TO MODIFY OR DISCONTINUE PRODUCTS, SERVICES, AND BENEFITS AT ANY TIME WITHOUT NOTICE.© 2020 Sallie Mae Bank. All rights reserved. Sallie Mae, the Sallie Mae logo, and other Sallie Mae names and logos are service marks or registered service marks of Sallie Mae Bank. All other names and logos used are the trademarks or service marks of their respective owners. SLM Corporation and its subsidiaries, including Sallie Mae Bank, are not sponsored by or agencies of the United States of America.

10 Greenlight is a financial technology company, not a bank. The Greenlight app facilitates banking services through Community Federal Savings Bank (CFSB), Member FDIC. Knoxville TVA Employees Credit Union Members are eligible for the Greenlight SELECT plan at no cost when they connect their Knoxville TVA Employees Credit Union account as the Greenlight funding source for the entirety of the promotion. Upgrades will result in additional fees. Upon termination of promotion, customers will be responsible for associated monthly fees. See terms for details. Offer subject to change.

11 Allpoint, Co-Op Financial Services, and KTVAECU ATMs are surcharge-free for all Knoxville TVA Employees Credit Union cardholders. Your financial institution may impose a separate service fee on a transaction conducted at an ATM it doesn’t own. $1.00 cash advance fee on credit cards at foreign ATMs.