Routing #264279567

Deposit Rates

Table data for Deposit Accounts
 Rates effective 10-22-2018
Dividend Rate Annual Percentage Yield (APY) Minimum Balance Dividend Compound Alert Me
Regular Savings 0.15% 0.15% $5.00 Quarterly
Regular Checking 0.00% 0.00% $0.00 None
Accumulation IRA 0.30% 0.30% $25.00 Monthly
Jump Start Savings* 2.97% 3.00% $5.00 Quarterly
Christmas/Vacation 0.10% 0.10% $0.00 Quarterly
Health Savings 0.75% 0.75% $25.00 Monthly
APY = Annual Percentage Yield *Balances $500.01 and will earn the current savings account rate. See Account Disclosure for details.

Table data for IRA Accounts
 Effective 10-22-2018
Dividend Rate Annual Percentage Yield (APY) Minimum Balance Dividend Compound Alert Me
Tier 1 0.30% 0.30% $5,000.00 Monthly Receive a notification when this rate changes
Tier 2 0.35% 0.35% $25,000.00 Monthly Receive a notification when this rate changes
Tier 3 0.45% 0.45% $50,000.00 Monthly Receive a notification when this rate changes
Tier 4 0.50% 0.50% $100,000.00 Monthly Receive a notification when this rate changes

Table data for Certificate/IRA Certificate Accounts
 Rates effective 10-22-2018
Term Dividend Rate Annual
Percentage
Yield (APY)
Minimum Balance Dividend Compound Alert Me
6 Months 0.50% 0.50% $2,500.00 Monthly Receive a notification when this rate changes
12 Months 1.19% 1.20% $2,500.00 Monthly Receive a notification when this rate changes
18 Months 1.24% 1.25% $500.00 Monthly Receive a notification when this rate changes
24 Months 1.59% 1.60% $500.00 Monthly Receive a notification when this rate changes
30 Months 1.64% 1.65% $500.00 Monthly Receive a notification when this rate changes
36 Months 1.69% 1.70% $500.00 Monthly Receive a notification when this rate changes
42 Months 1.74% 1.75% $500.00 Monthly Receive a notification when this rate changes
48 Months 1.79% 1.80% $500.00 Monthly Receive a notification when this rate changes
60 Months 1.98% 2.00% $500.00 Monthly Receive a notification when this rate changes
  • APY = Annual Percentage Yield. Rates are subject to change without notice. Fees may reduce the earnings on some accounts. Certificate Accounts with maturities of seventeen (17) months or less have a penalty for early withdrawal of an amount equal to ninety (90) days dividends. Accounts with maturities of eighteen (18) months or more have a penalty for early withdrawal of an amount equal to 180 days dividends. Dividends can be added back to the account, transferred to another Credit Union account or mailed to you each month. Annual Percentage Yield applies when the dividend is reinvested in the account. Certificate Accounts (other than Educational Savings) can be designated as an Individual Retirement Account (IRA) or Health Savings Account (HSA)
Certificate Accounts with an initial minimum of $100,000 may add 0.10 to the dividend rate above. Certificate Accounts with an initial minimum of $250,000 may add 0.20 to the dividend rate above.

IRA Certificates may add 0.10 to dividend rate above.

Table data for Certificate Specials
 Rates effective 10-22-2018
Dividend Rate Annual Percentage Yield (APY) Minimum Balance Dividend Compound Alert Me
12 Months 1.98% 2.00% $1,000 Monthly
**12 Months 2.08% 2.10% $1,000 Monthly
18 Months 2.57% 2.60% $2,500 Monthly
**18 Months 2.67% 2.70% $2,500 Monthly
36 Months 2.86% 2.90% $2,500 Monthly
**36 Months 2.96% 3.00% $2,500 Monthly
60 Months 3.35% 3.40% $2,500 Monthly
**60 Months 3.45% 3.50% $2,500 Monthly
  • **Half of the Certificate balance must be new money.

    Rates are subject to change without notice. Fees may reduce the earnings on some accounts. Certificate Accounts with maturities of seventeen (17) months or less have a penalty for early withdrawal of an amount equal to ninety (90) days dividends. Certificate Accounts with maturities of eighteen (18) months or more have a penalty for early withdrawal of an amount equal to 180 days dividends. Dividends can be added back to the account, transferred to another Credit Union account or mailed to you each month. Annual Percentage Yield applies when the dividend is reinvested in the account. Certificate Accounts (other than Educational Savings) can be designated as an Individual Retirement Account (IRA) or Health Savings Account (HSA).

Table data for Member-Managed Funds Account
 Rates Effective 10-22-2018
Minimum Balance $2,500.00 $25,000.00 $50,000.00 $100,000.00 Alert Me
Annual Percentage Yield (APY) 0.25% 0.30% 0.40% 0.50%
Dividend Rate 0.25% 0.30% 0.40% 0.50%
Dividend Compound Monthly Monthly Monthly Monthly