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SET IT & FORGET IT CERTIFICATE ACCOUNT*

Saving just became even more effortless with the Set It & Forget It Certificate Account! Earn a bigger dividend – without the large opening deposit! With a minimum monthly deposit of just $25.00, you can set your savings on cruise control.

Set your speed: Get 2.00% APY for 12 months or 3.00% APY for 24 months!

Grow your account with automatic monthly deposits of at least $25.00.
Deposit money whenever you want - with no limits on additional contributions!

No matter how much money you're able to set aside each month, saving is easy. Sit back, relax, and enjoy the ride to big savings with our Set It & Forget It Certificate Account!

Open An Account Now

Table data for PREMIUM SAVINGS ACCOUNT
Rates Effective
Minimum Balance	Dividend Rate	Annual Percentage Yield (APY)	Dividend Compound	Alert Me
$0.00	0.00%	0.00%	Monthly	Receive a notification when this rate changes

$25,000.00	1.98%	2.00%	Monthly	Receive a notification when this rate changes

$100,000.00	3.45%	3.50%	Monthly	Receive a notification when this rate changes

$250,000.00	3.93%	4.00%	Monthly	Receive a notification when this rate changes

Receive a paper statement in the mail for $2.00 per month or enroll in free eStatements (electronic statements). Members under the age of 18, Senior Member Accounts, and department SSI excluded. Ask for details. APY = Annual Percentage Yield. APY effective as of 02-12-25. Some restrictions may apply. Fees may reduce earnings. Ask for details. Premium Savings Account is a tiered-rate account. Monthly qualification cycle begins on the first day and ends on the last day of the calendar month. Minimum opening deposit of $25,000.00 in new money. New money is money not currently on deposit with Knoxville TVA Employees Credit Union. Rate subject to change. PREMIUM RATE of 4.00% APY is earned on balances $250,000.00 or more. NON-PREMIUM RATE of 0.00% APY is earned on balances of $24,999.99 or less. On balances between $25,000.00 and $99,999.99, 2.00% APY is earned. On balances between $100,000.00 and $249,999.99, 3.50% APY is earned.

Table data for Individual Accounts
Rates effective
Account Type	Dividend Rate	Annual Percentage Yield (APY)	Minimum Balance	Dividend Compound	Alert Me
Centsible Savings	1.00%	1.00%	$0.00	Quarterly	Receive a notification when this rate changes

Christmas Club	0.10%	0.10%	$0.00	Quarterly	Receive a notification when this rate changes

Health Savings	0.75%	0.75%	$25.00	Monthly	Receive a notification when this rate changes

Regular Savings	0.15%	0.15%	$5.00	Quarterly	Receive a notification when this rate changes

Senior Member Checking Account	0.15%	0.15%	$0.00	Quarterly	Receive a notification when this rate changes

U-Name-It / Member Special	0.15%	0.15%	$0.00	Quarterly	Receive a notification when this rate changes

Vacation Savings	0.10%	0.10%	$0.00	Quarterly	Receive a notification when this rate changes

CENTSIBLE SAVINGS: APY = Annual Percentage Yield. Earns dividends. No minimum balance. Allows withdrawals. Available to qualifying Members. Some restrictions may apply. Ask for details. CHRISTMAS CLUB SAVINGS: APY = Annual Percentage Yield. Available to qualifying Members. Some restrictions, conditions, and fees may apply. Ask for details. Fees may reduce earnings. Limits on number of non-signature transactions may be imposed as required by regulation or Credit Union policy. Non-signature transactions may include those made over the phone, via online or telephone banking, or automatically by the Credit Union. HEALTH SAVINGS: APY = Annual Percentage Yield. Consult with your tax advisor to determine your specific tax situation. Certificate withdrawal restrictions apply. Additional terms and conditions may apply. Must be age 18 or older to apply. A Certificate Account can be designated as an IRA Certificate or a Health Savings Account Certificate. All rates and offerings are subject to change. Fees may reduce earnings. REGULAR SAVINGS: APY = Annual Percentage Yield. Available to qualifying Members. Some restrictions, conditions, and fees may apply. Ask for details. SENIOR MEMBER CHECKING: APY = Annual Percentage Yield. Some restrictions may apply. Qualifying Member must be 55 years or older, and have minimum account balance of $2,000.00 or active direct deposit. Account suffix must be coded in branch or via phone at Member's request. Ask for details. U-NAME-IT / MEMBER SPECIAL: APY = Annual Percentage Yield. Available to qualifying Members. Some restrictions may apply. Ask for details. Fees may reduce earnings. Limits on the number of non-signature transactions may be imposed as required by regulation or Credit Union policy. Non-signature transactions may include those made over the phone, via online or telephone banking, or automatically by the Credit Union. VACATION SAVINGS: APY = Annual Percentage Yield. Available to qualifying Members. Some restrictions, conditions, and fees may apply. Ask for details. Fees may reduce earnings. Limits on number of non-signature transactions may be imposed as required by regulation or Credit Union policy. Non-signature transactions may include those made over the phone, via online or telephone banking, or automatically by the Credit Union.

Table data for High Yield Checking Account
Rates effective
Account Type	Dividend Rate	Annual Percentage Yield (APY)	Minimum Balance	Dividend Compound
High-Yield Checking	0.00%	0.00%	$0.00	None

High-Yield Checking	3.45%	3.50%	$500.00	Monthly

High-Yield Checking	0.15%	0.15%	$10,000.01	Monthly

HIGH-YIELD CHECKING: APY = Annual Percentage Yield. APY effective as of 02-12-25. Some restrictions may apply. Fees may reduce earnings. Ask for details. High-Yield Checking is a tiered-rate account. Monthly qualification cycle begins on the first day and ends on the last day of the calendar month. Terms and conditions may apply. Rate subject to change. PREMIUM RATE of 3.50% APY is earned on balances between $500.00 and $10,000.00 when the following monthly qualifications are posted and settled within the monthly qualification cycle: • Make 15 debit card transactions • Log in to online/mobile banking at least once • Receive eStatements • Have direct deposit. NON-PREMIUM RATE of 0.00% APY is earned on balances of $499.99 or less. On balances over $10,000.00, 0.15% APY is earned or when premium qualifications are not met. When the account is closed, 0.15% APY applies for the month the account is closed.

Table data for Jump Start Savings Account
Rates effective
Account Type	Dividend Rate	Annual Percentage Yield (APY)	Minimum Balance	Dividend Compound
Jump Start Savings	2.96%	3.00%	$5.00	Quarterly

Jump Start Savings	0.15%	0.15%	$500.01	Quarterly

JUMP START SAVINGS: Jump Start Savings is a tiered-rate account for minors under 18 years of age. Must have a parent or legal guardian on the account. Minimum $5.00 to open a Jump Start Savings Account. Monthly qualification cycle begins on the first day and ends on the last day of the calendar month. Terms and conditions may apply. APY = Annual Percentage Yield. Rate effective February 2025 and subject to change. PREMIUM RATE of 3.00% APY is earned on balances up to $500.00. NON-PREMIUM RATE of 0.15% APY minimum is earned on balances of $500.01 or more. When the account is closed, 0.15% APY applies for the month the account is closed. Some restrictions may apply. Fees may reduce earnings. Ask for details.

Table data for CERTIFICATE ACCOUNTS/BUSINESS CERTIFICATE ACCOUNTS
Rates effective 02-12-2025
Term	Dividend Rate	Annual Percentage Yield (APY)	Minimum Balance	Dividend Compound	Alert Me
6 Months	4.17%	4.25%	$2,500.00	Monthly	Receive a notification when this rate changes

12 Months	4.17%	4.25%	$2,500.00	Monthly	Receive a notification when this rate changes

18 Months	3.45%	3.50%	$500.00	Monthly	Receive a notification when this rate changes

24 Months	2.96%	3.00%	$500.00	Monthly	Receive a notification when this rate changes

30 Months	3.01%	3.05%	$500.00	Monthly	Receive a notification when this rate changes

36 Months	3.20%	3.25%	$500.00	Monthly	Receive a notification when this rate changes

42 Months	3.25%	3.30%	$500.00	Monthly	Receive a notification when this rate changes

48 Months	3.30%	3.35%	$500.00	Monthly	Receive a notification when this rate changes

60 Months	3.45%	3.50%	$500.00	Monthly	Receive a notification when this rate changes

Receive a paper statement in the mail for $2.00 per month or enroll in free eStatements (electronic statements). Members under the age of 18, Senior Member Accounts, and department SSI excluded. Ask for details. Any of these certificates can be designated as an IRA. APY = Annual Percentage Yield. APY effective as of February 2025. Some restrictions may apply. All rates and offerings are subject to change. Penalty may be imposed for early withdrawal. Fees may reduce earnings. Certificate Accounts with maturities of seventeen (17) months or less have a penalty for early withdrawal of an amount equal to ninety (90) days dividends. Certificate Accounts with maturities of eighteen (18) months or more have a penalty for early withdrawal of an amount equal to 180 days dividends. Dividends can be added back to the account, transferred to another Knoxville TVA Employees Credit Union account, or mailed to you each month. Annual Percentage Yield applies when the dividend is reinvested in the account. Certificate Accounts (other than Educational Savings) can be designated as an Individual Retirement Account (IRA) or Health Savings Account (HSA). Talk to a financial advisor regarding individual scenarios. Any certificate account with new money of $10,000.00 may add 0.10% APY to the dividend rate featured above. With an active direct deposit, add 0.25% to current dividend rate. Ask for details.

Table data for IRA Certificate Accounts
Rates effective 02-12-2025
Term	Dividend Rate	Annual Percentage Yield (APY)	Minimum Balance	Dividend Compound	Alert Me
36 Months	3.20%	3.25%	$500.00	Monthly	Receive a notification when this rate changes

42 Months	3.25%	3.30%	$500.00	Monthly	Receive a notification when this rate changes

48 Months	3.30%	3.35%	$500.00	Monthly	Receive a notification when this rate changes

60 Months	3.45%	3.50%	$500.00	Monthly	Receive a notification when this rate changes

Receive a paper statement in the mail for $2.00 per month or enroll in free eStatements (electronic statements). Members under the age of 18, Senior Member Accounts, and department SSI excluded. Ask for details. Some restrictions may apply. All rates and offerings subject to change. This content is intended to provide general information and shouldn't be considered legal, tax, or financial advice. Consult a tax or financial advisor for specific information on how certain laws apply to your situation. Ask for details. A Certificate Account can be designated as an IRA Certificate or a Health Savings Account Certificate. APY = Annual Percentage Yield. APY effective as of February 2025. Some restrictions may apply. All rates and offerings are subject to change. Penalty may be imposed for early withdrawal. Fees may reduce earnings. Certificate Accounts with maturities of seventeen (17) months or less have a penalty for early withdrawal of an amount equal to ninety (90) days dividends. Certificate Accounts with maturities of eighteen (18) months or more have a penalty for early withdrawal of an amount equal to 180 days dividends. Dividends can be added back to the account, transferred to another Knoxville TVA Employees Credit Union account, or mailed to you each month. Annual Percentage Yield applies when the dividend is reinvested in the account. Certificate Accounts (other than Educational Savings) can be designated as an Individual Retirement Account (IRA) or Health Savings Account (HSA). Talk to a financial advisor regarding individual scenarios. Any certificate account with new money of $10,000.00 may add 0.10% APY to the dividend rate featured above. With an active direct deposit, add 0.25% to current dividend rate. Ask for details. APY effective as of February 2025.

Table data for IRAs
Rates effective
Account Type	Dividend Rate	Annual Percentage Yield (APY)	Minimum Balance	Dividend Compound
Accumulation IRA	0.30%	0.30%	$25.00	Monthly

Education IRA	0.30%	0.30%	$25.00	Monthly

Roth IRA	0.30%	0.30%	$25.00	Monthly

APY = Annual Percentage Yield ACCUMULATION IRA: Some restrictions may apply. All rates and offerings subject to change. This content is intended to provide general information and shouldn't be considered legal, tax, or financial advice. Consult a tax or financial advisor for specific information on how certain laws apply to your situation. Ask for details. A Certificate Account can be designated as an IRA Certificate or a Health Savings Account Certificate. Penalty for early withdrawal. EDUCATION AND ROTH IRA: Some restrictions may apply. All rates and offerings subject to change. This content is intended to provide general information and shouldn't be considered legal, tax, or financial advice. Consult a tax or financial advisor for specific information on how certain laws apply to your situation. Ask for details. A Certificate Account can be designated as an IRA Certificate or a Health Savings Account Certificate.

Table data for Business Accounts
Rates effective
Account Type	Dividend Rate	Annual Percentage Yield (APY)	Minimum Balance	Dividend Compounded
Business Checking Account	0.00%	0.00%	$25.00	Quarterly

Business Checking Account	0.15%	0.15%	$2,500.00	Quarterly

Business Savings Account	0.15%	0.15%	$5.00	Quarterly

Free Business Checking Account	0.00%	0.00%	$0.00	None

Organizational Checking Account	0.00%	0.00%	$0.00	None

Preferred Business Checking Account	0.00%	0.00%	$250.00	None

Preferred Business Checking Account	0.10%	0.10%	$1,500.00	Quarterly

Preferred Business Checking Account	0.30%	0.30%	$25,000.00	Quarterly

All links or connections to other websites are solely for information purposes to members and do not constitute an endorsement or recommendation of the site. APY = Annual Percentage Yield Receive a paper statement in the mail for $2.00 per month or enroll in free eStatements (electronic statements). Members under the age of 18, Senior Member Accounts, and department SSI excluded. Ask for details. BUSINESS CHECKING ACCOUNT: Available to qualifying Members. Some restrictions may apply. Fees may apply. Ask for details. BUSINESS SAVINGS ACCOUNT: Must use eStatement for no-fee option. Available to qualifying Members. Some restrictions may apply. Fees may apply. Ask for details. Dividends accrue daily; compound quarterly. $5.00 minimum balance. FREE BUSINESS CHECKING ACCOUNT: Enrollment in eStatements required for Free Business Checking. Available to qualifying Members. Some restrictions may apply. Fees may apply. Ask for details. ORGANIZATIONAL CHECKING ACCOUNT: Available to qualifying Members. Some restrictions may apply. Fees may apply. Ask for details. PREFERRED BUSINESS CHECKING ACCOUNT: No monthly fee on a preferred business checking account if $1,500.00 balance is maintained. If balance is under $1,500.00, then fees may apply. Must use eStatement for no-fee option. Available to qualifying Members. Some restrictions may apply. Fees may apply. Ask for details. Knoxville TVA Employees Credit Union's website is members' source for financial services and information. All links or connections to other websites are solely for information purposes to members and do not constitute an endorsement or recommendation of the site. The Credit Union does not guarantee, endorse and is not liable for any failure of products or services advertised on these sites.

Table data for Member-Managed Funds Account
Rates Effective
Minimum Balance	Dividend Rate	Annual Percentage Yield (APY)	Dividend Compound	Alert Me
$2,500.00	0.55%	0.55%	Monthly	Receive a notification when this rate changes

$25,000.00	0.60%	0.60%	Monthly	Receive a notification when this rate changes

$50,000.00	0.70%	0.70%	Monthly	Receive a notification when this rate changes

$100,000.00	1.74%	1.75%	Monthly	Receive a notification when this rate changes

$250,000.00	1.83%	1.85%	Monthly	Receive a notification when this rate changes

$500,000.00	1.98%	2.00%	Monthly	Receive a notification when this rate changes

$1,000,000.00	1.98%	2.00%	Monthly	Receive a notification when this rate changes

MEMBER MANAGED ACCOUNT: APY effective as of February 2025. APY = Annual Percentage Yield. APY effective as of 02-12-25. Member-Managed Funds may be designated as a savings or checking account. No minimum balance required, but the minimum balance of $2,500.00 required to earn dividends. Member-Managed Checking Accounts offer unlimited transfers. Fees may reduce earnings. Limits on number of non-signature transactions may be imposed as required by regulation or Credit Union policy. Non-signature transactions may include those made over the phone, via online or telephone banking, or automatically by the Credit Union. No monthly fee if enrolled in eStatements or $2.00 per month for paper statements (if under the age of 18, Senior Member Accounts, and department SSI excluded). Ask for details. Available to qualifying Members. Some restrictions may apply. Fees may apply.

Table data for Set It & Forget It Certificate Account
Rates effective 02-12-2025
Term	Dividend Rate	Annual Percentage Yield (APY)	Minimum Monthly Reoccurring Deposit	Dividend Compound	Alert Me
12 months	1.98%	2.00%	$25.00	Monthly	Receive a notification when this rate changes

24 months	2.96%	3.00%	$25.00	Monthly	Receive a notification when this rate changes

APY = Annual Percentage Yield. Some restrictions may apply. Term must be decided at the time of account opening and may not be changed over the term of the account. All rates and offerings are subject to change. Penalty may be imposed for early withdrawal. Fees may reduce earnings. Automatic deposits of at least $25.00 per month are required on balances under $25,000.00. Failure to complete required deposits may result in early withdrawal penalties and closure. **Additional deposits allowed within the term of the certificate account. No limits required for additional deposits.

Table data for Educational Savings Plan
Rates effective 02-12-2025
Term	Dividend Rate	Annual Percentage Yield (APY)	Minimum Balance	Dividend Compound	Alert Me
36 thru 60 months	3.20%	3.25%	$0.00	Monthly	Receive a notification when this rate changes

61 thru 120 months	3.70%	3.76%	$0.00	Monthly	Receive a notification when this rate changes

121 months or more	3.95%	4.02%	$0.00	Monthly	Receive a notification when this rate changes

APY = Annual Percentage Yield. Rates current as of posted rate table. No minimum opening deposit. Must be open for a minimum of three years and pays out on your child’s college entrance date or 18th birthday, whichever comes first. Fees could reduce the earnings on the account. Available to qualifying Members. Some restrictions may apply. Ask for details. APY effective as of February 2025. Receive a paper statement in the mail for $2.00 per month or enroll in free eStatements (electronic statements). Members under the age of 18, Senior Member Accounts, and department SSI excluded. Ask for details.