What is a Spend Account19
Unlock new possibilities with one of our most powerful financial tools, a Spend Account! A Spend Account is any share account with a debit card5 attached. It’s the best account to access the money you deposit.
Why a Spend Account?
Spend Accounts make it way quicker and easier to
- Buy an afternoon pick-me-up
- Keep up with your bills
- Pay your landlord
- Send money to your friends
Because the money’s right there on the card!
Have a Card Dispute? Click for more information.
Surcharge-Free ATMs1
Get access to over 90,000 surcharge-free ATMs nationwide.
Make Your Card Unique
Personalize your card with a photo.
Contactless Cards
Visa Contactless Cards lets you tap to pay for a fast, easy, and secure checkout.
Receive card fraud notifications3 via text message.
Verified by Visa®
Verified by Visa adds an extra layer of security to your card.
Control My Card by KTVAECU®16
Use Control My Card to control any KTVAECU® debit or credit card! Look for Control My Card in the mobile app menu.
Reveal Card- The new Reveal Card feature securely shows your card number, expiration date, and security code for up to 99 seconds.
Cards On File- Know which companies and businesses have your card information saved.
uChoose Rewards- Check your uChoose Rewards® Points balance in the app with fewer steps.
PIN Change- Change or update your PIN no matter where you are.
Apple/Google Pay- Add your KTVAECU® Debit or Credit Card to your Apple Pay® or Google Pay™ wallet with just a few taps.
Set Travel Plans- Make sure your cards still work while you travel by setting travel plans with just a few easy steps.
CONTACTLESS CARDS
It's time to go Contactless. Look for the Contactless symbol on your Credit Union card and experience a convenient, touch-free way to pay.
- LOOK for the contactless symbol on any POS terminal.
- TAP you contactless card over the symbol.
- Once you're payment is confirmed, you are good to GO!
All debit and credit cards renewed by mail after March 1, 2021, will be contactless. The Visa® contactless card lets you tap to pay for a fast, easy, and secure way to checkout. There is a $10.00 fee if you want to switch to a contactless card before your current card expires. Visit any branch and get a card new card instantly with Instant Issue.
CONTACTLESS CARDS
DEBIT CASHBACK OFFERS4
The more you use your debit card, the more you get rewarded. Rewards are deposited directly into your account! Log in to online or mobile banking to activate your rewards!
- EARN between 5.00% and 15.00% at major retailers
- Click the reward to ACTIVATE it
- Offers are limited time, so CHECK them frequently
EARN UCHOOSE REWARDS2
Use your Credit Union debit or credit card for purchases and earn points redeemable for cash, gift cards, travel, and more! If you are a Member with a debit or credit card, YOU are already earning points! Be sure to sign on every transaction, rather than entering a PIN, since only signature-based purchases earn rewards points. If prompted for a PIN, simply ask the cashier to run the transaction as CREDIT.
Check your points balance with Control My Card.
HOW TO REDEEM YOUR POINTS
- Log in to Online Banking or the Mobile App
- Click Control My Card in the menu (under Additional Services in Online Banking)
- Select Rewards
- Then click Redeem Points and select how you want to redeem points
Every 2,500 points = $25.00 cash for debit card
Every 1,000 points = $10.00 cash for credit card