Scammers are actively impersonating the Credit Union using phone calls, texts, and emails. We will never ask you to send funds to us through Pay-A-Person. Hang up immediately or ignore the text and call us at (865) 544-5400.
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Why Join 12 KTVAECU?
Our purpose is to help generations of Members on their financial journeys. Your financial journey is always changing. That's why we are here to support you with services that fit each stage of your life.
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From food drives to financial education, we're committed to serving our community. Our community volunteer goal is a collective total of 10,000 hours each year!
1 APY = Annual Percentage Yield. APY effective as of 08-08-25. Some restrictions may apply. Fees may reduce earnings. Ask for details. High-Yield Checking is a tiered-rate account. Monthly qualification cycle begins on the first day and ends on the last day of the calendar month. Terms and conditions may apply. Rate subject to change. PREMIUM RATE of 3.50% APY is earned on balances between $500.00 and $10,000.00 when the following monthly qualifications are posted and settled within the monthly qualification cycle: • Make 15 debit card transactions • Log in to online/mobile banking at least once • Receive eStatements • Have direct deposit NON-PREMIUM RATE of 0.00% APY is earned on balances of $499.99 or less. On balances over $10,000.00, 0.15% APY is earned or when premium qualifications are not met. When the account is closed, 0.15% APY applies for the month the account is closed.
2 APR = Annual Percentage Rate. Rate subject to change without notice and based on creditworthiness. Available to qualifying Members. Some restrictions may apply. Ask for details. View credit card disclosure at tvacreditunion.com/credit-card-disclosure.
3 APR = Annual Percentage Rate. Restrictions apply. Not a government-affiliated agency. All applications subject to underwriting guidelines and approval. Rates based on creditworthiness. Ask for details. Please note the interest rate and fees shown are available to borrowers with excellent credit history with loan-to-values up to 80% of the appraised value or sales price of the property, whichever is the least amount. If the loan-to-value is higher than 80%, please contact us for a rate quote. The actual interest rate and fees available to you may be different than the rates displayed. All interest rates and APRs shown are subject to change without notice.
4 APR = Annual Percentage Rate. A fixed-rate mortgage loan of $200,000.00 for 30 years at 7.250% interest and 7.490% APR will have a monthly payment of $1,364.35. Taxes and insurance not included; therefore, the actual payment obligation will be greater.
5 *APR = Annual Percentage Rate. Available to qualifying Members. Some restrictions may apply. Rate subject to change without notice and based on creditworthiness. Minimum loan amount for new auto loans with terms 85 to 96 months: $40,000.00. Rates increase by 1.00% for autos over 100,000 miles. Payment per $10,000.00 is for example purposes only. Ask for details.
6 Fee for loan payments made online through Make-A-Payment® is $5.00 per payment. Effective August 12, 2022, $5.00 per payment fee is waived when payments are made using Make-A-Payment® online/mobile link for KTVAECU Visa(R) Platinum and KTVAECU Business Visa credit cards. Some restrictions may apply. Ask for details.
7 Plaid is a trademark of Plaid, Inc. You authorize and direct KTVAECU to share information about yourself, your KTVAECU relationship and your accounts at KTVAECU with Plaid Inc. (a “third party”) and, with any apps and websites (“third parties”) with which you've consented to allow Plaid to share your information. It is the Member's responsibility to ensure the privacy and security of your information is appropriately protected by Plaid or other third parties with whom you share your information. Use of your information by Plaid or a specific app/site, service, quality, performance, and accuracy are governed by your agreement with Plaid, Inc. or third parties, not by KTVAECU.
8 Some restrictions may apply. Message and data rates may apply. Not all wireless carriers support FTEU (Free To End User) texting. If your carrier does not support these texts or your mobile number is not on file, you will continue to receive phone calls if unusual activity occurs on your card. Ask for details.
9 Receive a paper statement in the mail for $2.00 per month or enroll in free eStatements (electronic statements). Members under the age of 18, Senior Member Accounts, and department SSI excluded. Ask for details.
10 Available to qualifying Members. Some restrictions may apply. Message and data rates may apply. Ask for details.
11 Some restrictions may apply. Ask for details. Message and data rates may apply from your wireless carrier. Pay-A-Person uses Payrailz to send funds and is a trusted, third-party partner of Knoxville TVA Employees Credit Union. Full disclosure available at tvacreditunion.com/payaperson-disclosure.
12 To join the Credit Union, you must meet membership requirements. Fees may apply. Some restrictions may apply. Ask for details.