At KTVAECU®, we know how exciting car shopping is, but we also know it involves a lot of complex decision-making. We make the loan process quick, simple, and easy to understand, so you can enjoy driving the car you love. From your application to your final payment, we are here for YOU. Whether you are shopping for a new car, searching for a used one, or just looking to refinance your current vehicle, we are here to help you!
Easy – You can apply for a loan online, over the phone, by visiting a branch, or directly through our Preferred Dealerships. Choose which option works for YOU.
Quick - Our loans are processed in-house, so there’s no waiting on an out-of-state committee to make the decision. Many times, you will receive your answer on the same day as your application!
Convenient – We offer multiple ways to pay your loan so that you can get back to life.
U-Rite-It Auto Loans take the stress out of car shopping by putting the power in your hands! Show up to the dealer with a check in hand by following these steps:
WANT TO SHOP AROUND?
Visit any of our Preferred Dealers and tell them you want to finance through KTVAECU!
Guaranteed Asset Protection (GAP)4 provides a little extra coverage beyond your auto insurance. If your vehicle is stolen or totaled, the majority of insurance companies will only pay up to the book value of the vehicle, leaving you to pay the difference. GAP would cover that difference: between what the insurance company pays toward the loan, what is left of the loan balance, and the deductible up to $1,000. GAP through the Credit Union also provides $1,000 toward purchasing a replacement vehicle if financed through the Credit Union within 90 days.
Guaranteed Asset Protection can be added to any auto loan within 12 months of purchasing the vehicle. To add GAP, call us at (865) 544-5400 or visit any branch!