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⚠️ TEXT MESSAGE SCAM ALERT ⚠️

Beware of text messages impersonating the Credit Union. KTVAECU® fraud alerts come from a 5-digit shortcode and include specific information, not a 10-digit phone number. If unsure, do not respond or click links. Call us at (865) 544-5400 to check your account activity.

SPECIAL HOLIDAY HOURS

All Credit Union locations will be closed Tuesday, November 11, in observance of Veterans Day.

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Government Shutdown 2025NOTICE

If you have been impacted by the government shutdown, please contact the Credit Union at 
(865) 544-5400 to discuss how we may help.

Mobile App & Online Banking Support Days

In-Branch Event

  • Get one-on-one personalized help from our experts
  • Learn how to use popular tools to manage your money

View Schedule

 

 

Helpful How-To Tutorials

Check out our YouTube tutorial playlist for step-by-step instructions on how to set up and customize online banking or our mobile app.

Visit OUR YOUTUBE CHANNEL

Ways to Manage Your Money

Whenever you need us, we'll be there. We offer multiple ways to manage your finances, access your accounts, and keep track of expenses - even while on the go! Click one of these convenient options to learn more.

MOBILE

Manage your money whenever and wherever!

ONLINE

Online Banking is one of the easiest ways to manage your accounts.

BRANCH

Visit us at any of our Branch locations!

TELEPHONE

Telephone banking provides up-to-date information on your account. 

CALL US

Speak with a Member Service Representative!

 

Why Join 7 KTVAECU?

Our purpose is to help generations of Members on their financial journeys. Your financial journey is always changing. That's why we are here to support you with services that fit each stage of your life. 

You're a part of something BIG!
From food drives to financial education, we're committed to serving our community. Our community volunteer goal is a collective total of 10,000 hours each year!

How to Join

 

 

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"Everyone is always willing to help me with my banking needs."
SCOTT MEMBER SINCE 2000
"Best bank ever, I would not and will not take my financial needs anywhere else. Car, home, or personal loans, they are the best to work with!"
MICHAEL MEMBER SINCE 2011
"This bank is amazing. They told us all about the different accounts, had amazing knowledge, and were just wonderful!"
DONNA MEMBER SINCE 2015
"Courteous and helpful. Very informative. Best choice I made for my banking needs!"
DEBBIE MEMBER SINCE 2008
"When I had an issue after business hours, I sent an email and received a response almost right away. They reviewed my account and quickly identified and resolved the issue. There is a reason I have been a member for over 20 years! Thanks KTVAECU!"
KELLY MEMBER SINCE 2000

 

 

Disclosures

1 Military ID required. Rates effective November 1 through November 30, 2025. Rates and offerings are subject to change without notice. APY = Annual Percentage Yield. Term must be decided at the time of account opening and may not be changed over the term of the account. Fees may reduce the earnings on some accounts. Penalty for early withdrawal. Ask for details. APR = Annual Percentage Rate. Available to qualifying Members. Some restrictions may apply. Rates based on creditworthiness. Ask for details.

2 APY = Annual Percentage Yield. APY effective as of 11-04-25. Some restrictions may apply. Fees may reduce earnings. Ask for details. High-Yield Checking is a tiered-rate account. Monthly qualification cycle begins on the first day and ends on the last day of the calendar month. Terms and conditions may apply. Rate subject to change. PREMIUM RATE of 3.50% APY is earned on balances between $500.00 and $10,000.00 when the following monthly qualifications are posted and settled within the monthly qualification cycle: • Make 15 debit card transactions • Log in to online/mobile banking at least once • Receive eStatements • Have direct deposit NON-PREMIUM RATE of 0.00% APY is earned on balances of $499.99 or less. On balances over $10,000.00, 0.15% APY is earned or when premium qualifications are not met. When the account is closed, 0.15% APY applies for the month the account is closed.

3 APR = Annual Percentage Rate. Rate subject to change without notice and based on creditworthiness. Available to qualifying Members. Some restrictions may apply. Ask for details. View credit card disclosure at tvacreditunion.com/credit-card-disclosure.

4 APR = Annual Percentage Rate. Restrictions apply. Not a government-affiliated agency. All applications subject to underwriting guidelines and approval. Rates based on creditworthiness. Ask for details. Please note the interest rate and fees shown are available to borrowers with excellent credit history with loan-to-values up to 80% of the appraised value or sales price of the property, whichever is the least amount. If the loan-to-value is higher than 80%, please contact us for a rate quote. The actual interest rate and fees available to you may be different than the rates displayed. All interest rates and APRs shown are subject to change without notice.

5 APR = Annual Percentage Rate. A fixed-rate mortgage loan of $200,000.00 for 30 years at 5.875% interest and 6.096% APR will have a monthly payment of $1,183.08. Taxes and insurance not included; therefore, the actual payment obligation will be greater.

6 *APR = Annual Percentage Rate. Available to qualifying Members. Some restrictions may apply. Rate subject to change without notice and based on creditworthiness. Minimum loan amount for new auto loans with terms 85 to 96 months: $40,000.00. Rates increase by 1.00% for autos over 100,000 miles. Payment per $10,000.00 is for example purposes only. Ask for details.

7 To join the Credit Union, you must meet membership requirements. Fees may apply. Some restrictions may apply. Ask for details.