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Youth Savings


Whether you’re saving for future expenses like college or trade school tuition, or teaching how to save money,
we have the perfect savings account for your child or grandchild’s future.

Educational Savings Account2

Save before your child starts college or trade school with our Educational Savings Account!

A college or trade school education can offer job opportunities, important skillsets, and increased wages, but these benefits of education are expensive as tuition, books, and dorm fees increase each year. Our Educational Savings Account lets you be prepared for future education expenses.

The Educational Savings Account is an dividend-earning savings account for use on future education costs. The account must be open for a minimum of three years and is paid out on the child’s first day of college or 18th birthday, whichever comes first. Any withdrawal from the Educational Savings Account before these dates will close the account and result in a penalty (some exceptions may apply.)

Open an Educational Savings Account over the phone or at any of our branches.

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1Jump Start Savings is a tiered-rate account for minors under 18 years of age. Must have a parent or legal guardian on the account. Minimum $5.00 to open a Jump Start Savings account. Monthly qualification cycle begins on the first day and ends on the last day of the calendar month. Terms and conditions may apply. APY = Annual Percentage Yield. Rate effective July 2024 and subject to change. PREMIUM RATE of 3.00% APY is earned on balances up to $500.00. NON-PREMIUM RATE of 0.15% APY minimum is earned on balances of $500.01 or more. When the account is closed, 0.15% APY applies for the month the account is closed. Some restrictions may apply. Fees may reduce earnings. Ask for details.
2APY = Annual Percentage Yield. Rates current as per posted rate schedule. No minimum opening deposit. Must be open for a minimum of three (3) years and pays out on your child's college entrance date or 18th birthday, whichever comes first. Fees could reduce the earnings on the account. Available to qualifying Members. Some restrictions may apply. Ask for details.
3APY = Annual Percentage Yield. Available to qualifying Members. Some restrictions may apply. Ask for details. Fees may reduce earnings. Limits on the number of non-signature transactions may be imposed as required by regulation or Credit Union policy. Non-signature transactions may include those made over the phone, via online or telephone banking, or automatically by the Credit Union.