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Home Refinance

30 Year Fixed-Rate Mortgage
Effective 12-03-2021
As low as...
3.186% APR1
Interest rates as low as 3.000%

A fixed-rate mortgage loan of $200,000.00 for 30 years at 3.000% interest and 3.186% APR will have a monthly payment of $843.21. Taxes and insurance not included; therefore, the actual payment obligation will be greater.

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15 Year Fixed-Rate Mortgage
Effective 12-03-2021
As low as...
2.585% APR2
Interest rates as low as 2.250%

A fixed-rate mortgage loan of $200,000.00 for 15 years at 2.250% interest and 2.585% APR will have a monthly payment of $1,310.17. Taxes and insurance not included; therefore, the actual payment obligation will be greater.

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MORE WAYS TO SAVE
Refinancing your home with a new mortgage is a big decision. There are many reasons to refinance your home.

  • Lower Your Interest Rate
  • Reduce Monthly Payments
  • NEW  Loan Term
  • NEW  Home Loan Without PMI

Whatever the reason is, our Home Loan Officers are here to help you find the best Home Loan to replace your current mortgage loan!

CALCULATE PAYMENT CHECK RATES GET STARTED

TALK TO OUR
LOAN OFFICERS

Contact us to talk to a Home Loan Officer. We help you every step of the way for the best home loan experience possible.

COMPETITIVE
RATES

In addition to our friendly Member service, we offer competitive rates. Explore our rates and get pre-qualified today!

NO PMI
OPTIONS

While Private Mortgage Insurance offers lower down payments, you may not need it. Let us help you determine if you it's for you.

HOW TO GET STARTED

Our Loan Officers aim to provide the best service possible. We know the importance of having a strong partner to help you find the right loan for you. We are committed to helping you understand your options and answering your questions. Here are some resources to help you get started:

HOME LOAN CALCULATOR VIEW RATES ADDITIONAL RESOURCES ONLINE APPLICATION  

HOME EATING PIZZA
WHAT YOU NEED FOR YOUR APPLICATION
  • Two forms of identification (including one photo ID)
  • Two-year work history
  • Most current pay stub (within last 30 days)
  • W-2s and tax returns (from the last two years)
  • Bank statements (from the last two months)
  • Address history (from the last two years)
  • Homeowner insurance company name and phone number
  • Sales contract (only for purchase loans)
  • Legal description of the property (Warranty Deed or Trust Deed)
  • Current mortgage statement (if applicable)
  • Most recent awards letter for Social Security and/or pension income (if applicable)