A Regular Savings Account is opened when joining the Credit Union, and must be maintained to preserve membership. It is the simplest, most flexible way to save. Dividends are earned from the date of deposit to the date of withdrawal and are paid and compounded quarterly. A Regular Savings Account can also be set up as overdraft protection on checking accounts.
Collecting your spare change has never been easier! With a Centsible Savings Account, each time a purchase is made with your Credit Union debit card, the total will be rounded to the nearest dollar amount. At the end of each day, the difference is transferred from your checking account to your Centsible Savings Account!
Overwhelmed by holiday bills? Open a Christmas Club Savings Account* and save a little every month to help alleviate the expenses! Deposits earn dividends from the date of deposit to the date of withdrawal and are calculated and posted quarterly. The balance plus dividends is automatically deposited to your checking account or savings account if a checking account is not available. Funds are available the first week in October.
*Available to qualifying Members. Some restrictions may apply. Ask for details.
Whether saving for a dream vacation or just a quick weekend getaway, save with a Vacation Account. Dividends are earned from the date of deposit to the date of withdrawal. Dividends are credited quarterly.
*Applies to signature-based withdrawals only. In accordance with Regulation D, non-signature transfers are limited to six per month. Non-signature transactions may include those made over the phone, via online or telephone banking or automatically by the Credit Union. Ask for details.
Go ahead and dream big - we've got you covered with the U-Name-It Savings Account! This account can help you save for anything. You name it and we'll help you save for it!
Health Savings Accounts (HSA)* provide a tax-free method to save and pay for qualified medical expenses incurred by individuals, spouses or dependents who are covered under an HSA qualified High Deductible Health Plan (HDHP). The Credit Union offers three options: savings account with debit card, checking account with debit card or certificate account. Dividends compound monthly.
For more information, visit any Credit Union branch or call (865) 544-5400 or toll free (800) 467-5427.
*Federally insured by NCUA. Consult with your tax advisor to determine your specific tax situation. Certificate withdrawal restrictions apply. Additional terms and conditions may apply. Must be age 18 or older to apply.