Home Page - Knoxville TVA Employees Credit Union

SOMETHING NEW IS COMING! GET READY FOR BIG UPGRADES!

Our online banking, mobile app, website, and core systems are getting major improvements on June 3! Please mark your calendar with these key dates! All operations, including branch lobbies and drive-thrus, the call center, and digital banking, will close at the end of the business day on Friday, May 30. We'll reopen on June 3 ready to show off our new upgrades. Thank you for your patience and understanding as we work to bring you upgraded services!

HIGH-YIELD CHECKING

EARN UP TO

3.50%

APY¹

GET STARTED

VISA^® PLATINUM

AS LOW AS

9.99%

APR²

GET CREDIT CARD

MORTGAGES

30 YEAR FIXED-RATE AS LOW AS

6.625%

INTEREST RATE³
A fixed-rate mortgage loan of $200,000.00 for 30 years at 6.625% interest and 6.856% APR will have a monthly payment of $1,280.62. Taxes and insurance not included; therefore, the actual payment obligation will be greater.

LOCK IN RATE

NEW VEHICLE

AS LOW AS

6.49%

APR⁴
Payment Example: 84 monthly payments of $148.44 per $10,000.00 borrowed.

LEARN MORE

JOIN US⁵

Our purpose is to help generations of Members on their financial journeys. Your financial journey is always changing. That's why we are here to support you with services to fit each stage of your life.

Locally-Based
Community-Oriented
Excellent Member Service

How to Join

Ways to manage your money

Whenever you need us, we'll be there. We offer multiple ways to manage your finances, access your accounts, and keep track of expenses - even while on-the-go! Click one of these convenient options to learn more.

Tools and Resources

“I love my TVA CREDIT UNION and wouldn't want to bank anywhere else. I have been a Member for many years and hope to be many more. The employees are not only workers but my friends as well. Try them sometime so you can see what you've been missing. I don't think you will be sorry.”

PAT B. MEMBER SINCE 2016

"KTVAECU has provided an excellent experience with all of my financial needs. In the few times I have encountered an issue (usually my fault), a quick visit to the branch or chat online has resolved my issues and exceeded my expectations."

Jacob L. MEMBER SINCE 2002

"I have been banking with KTVAECU for over ten years now. I have never had an issue with them or any of my accounts. They've always been very professional. If I need anything, they're quick and responsive to my needs. Thanks, TVA Credit Union! You're awesome!"

Terry B. MEMBER SINCE 2015

“KTVA's service is second to none; they always care for their members. I can always get through to a representative who can help with a question or issue. Glad we switched!”

Jacob M. MEMBER SINCE 2020

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¹APY = Annual Percentage Yield. APY effective as of 01-30-25. Some restrictions may apply. Fees may reduce earnings. Ask for details. High-Yield Checking is a tiered-rate account. Monthly qualification cycle begins on the first day and ends on the last day of the calendar month. Terms and conditions may apply. Rate subject to change. PREMIUM RATE of 3.50% APY is earned on balances between $500.00 and $10,000.00 when the following monthly qualifications are posted and settled within the monthly qualification cycle: • Make 15 debit card transactions • Log in to online/mobile banking at least once • Receive eStatements • Have direct deposit. NON-PREMIUM RATE of 0.00% APY is earned on balances of $499.99 or less. On balances over $10,000.00, 0.15% APY is earned or when premium qualifications are not met. When the account is closed, 0.15% APY applies for the month the account is closed.
²APR = Annual Percentage Rate. Rate subject to change without notice and based on creditworthiness. Available to qualifying Members. Some restrictions may apply. Ask for details. See credit card disclosure. Terms and Conditions
³APR = Annual Percentage Rate. Restrictions apply. Not a government-affiliated agency. All applications subject to underwriting guidelines and approval. Rates based on creditworthiness. Ask for details. Please note the interest rate and fees shown are available to borrowers with excellent credit history with loan-to-values up to 80% of the appraised value or sales price of the property, whichever is the least amount. If the loan-to-value is higher than 80%, please contact us for a rate quote. The actual interest rate and fees available to you may be different than the rates displayed. All interest rates and APRs shown are subject to change without notice. A fixed-rate mortgage loan of $200,000.00 for 30 years at 6.625% interest and 6.856% APR will have a monthly payment of $1,280.62. Taxes and insurance not included; therefore, the actual payment obligation will be greater.
⁴*APR = Annual Percentage Rate. Available to qualifying Members. Some restrictions may apply. Rate subject to change without notice and based on creditworthiness. Minimum loan amount for new auto loans with terms 85 to 96 months: $40,000.00. Rates increase by 1.00% for autos over 100,000 miles. Payment per $10,000.00 is for example purposes only. Ask for details.
⁵To join the Credit Union, you must meet membership requirements. Fees may apply. Some restrictions may apply. Ask for details.